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The ABCs of Credit Card Finance

DFI provided student primers to the California School Boards Association for their annual education conference and trade show November 29-30, 2007, San Diego Convention Center.

Some of the partipating schools and other participants:
Alisal High, Salinas, CA
Andrew Hill High School, San Jose, CA
Hanmi Bank, Los Angeles, CA
Life Academy, Oakland, CA
Mesa Verde High School, Sacramento, CA
Tamiscal High School, Larkspur, CA
Saint Ignatius High School, Saint Ignatius, MT

The Department of Financial Institutions (DFI) has partnered with the Center for Student Credit Card Education, Inc. (CSCCE) to offer a free credit card literacy program for California's high school seniors.

Please contact Alana Golden at agolden@dfi.ca.gov for more information.

• The ABCs of Credit Card Finance – Essential Facts for Students (Adobe PDF)
• The ABCs of Credit Card Finance PowerPoint Presentation (Powerpoint)
• Trainers/Teachers Guide (Adobe PDF) (2 MB size)

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THE ABCs OF CREDIT CARD FINANCE 2008

A Credit Card Literacy Program for High School Juniors & Seniors

Once again, the Department of Financial Institutions (DFI) will partner with The Center for Student Credit Card Education, Inc. (CSCCE) and offer free credit card literacy program for high school juniors and seniors.

The program teaches students how to wisely choose and responsibly use a credit card before they move on to college or join the workforce. Citibank, for the fourth year, is making the program available through a non-commercial, educational sponsorship. To stay current with the credit card industry, the curriculum is revised yearly. This year’s changes include new payoff tables and the latest terminology.

Over the past four years, more than 1.5 millions students, in all fifty states, have participated in “The ABCs of Credit Card Finance.” By teaching this program, you will help students develop the credit card literacy skills necessary to build a positive credit history that will serve them today and for years to come. The course materials include:

• A primer, The ABCs of Credit Card Finance – Essential Facts for Students (Adobe PDF). One primer is provided for each participating student.
• A supporting Trainer’s Guide and PowerPoint Presentation, which facilitate teaching the program. One Trainer’s Guide will be provided to each school. In addition, the PowerPoint Presentation and extra copies of the Trainer’s Guide can be downloaded at www.Students.UseCreditWisely.com.

The program takes approximately one hour of instruction time, not including the optional tests and classroom activities. Since most students will not self-educate on this topic, it is a requirement that the curriculum be taught.

To take part in this program, simply respond email Alana Golden at CFLM@dfi.ca.gov and providing us with the number of students you will be teaching and the mailing address to which we should send the materials.