Speeches and Presentations

• State of the Banking Industry, William S. Haraf, Commissioner, Bankers' Compliance Group 23rd Annual Management and Directors Seminar (PDF) - December 5, 2008, Newport Beach (Corrected version)
• State of the Banking Industry, William S. Haraf, Commissioner, Bankers' Compliance Group 23rd Annual Management and Directors Seminar (PDF) - December 4, 2008, San Francisco (Corrected version)
• State Credit Union Update, William S. Haraf, Commissioner, Credit Union Advisory Committee Meeting (PDF) - June 26, 2008, San Francisco
• Presentation on Industry Condition, William S. Haraf, Commissioner, California Bankers Association DFI Roundtable (PDF) - June 25, 2008, Sacramento
• California Banking Update, William S. Haraf, Commissioner, California Independent Banker’s Regulatory Exchange (PDF)- June 19, 2008, Los Angeles
• California Banking Update, William S. Haraf, Commissioner, California Independent Banker’s Regulatory Exchange (PDF) - June 17, 2008, San Francisco
• Directors and Credit: Understanding the Risk, Richard Schorr, Assistant Deputy Commissioner, Western Independent Bankers Webinar (PDF) – April 8, 2008