Important Notices

August 08, 2006
Invitation to CSBS Directors' Seminar in Couer d'Alene, Idaho

Dear Director,

My professional association, the Conference of State Bank Supervisors, and the Graduate School of Banking at Colorado are presenting a timely and valuable Bank Directors Seminar, September 24 to 26, 2006 in beautiful Coeur d'Alene, Idaho.

The Idaho Department of Finance along with other state banking departments is cosponsoring this outstanding program.

This is a valuable and timely opportunity for your bank and your directors. I highly recommend this program. I also emphasize that we are NOT going to scare your directors with horror stories about their potential liability. Quite the opposite. It is in the best interests of you and the regulators to have an informed, qualified and appropriately involved board of directors. Our program will provide your directors with knowledge and tools that will help them become more valuable to your bank and more comfortable in working with you and top management for the benefit of the shareholders.

Check out the attached agenda (PDF).I think you will agree that the topics covered are what directors need to be familiar with and will improve corporate governance at your bank.

I have enclosed a Registration Form and a Fact Sheet on the hotel and area. Please register your directors and make your room reservations right away.

Sincerely,

MICHAEL KELLEY
Acting Commissioner of Financial Institutions